Financing
A payment that fits, whatever your credit says
Good credit, rebuilding, new to Canada or self-employed — our finance desk shops your application to find a rate and term that work.
Payment estimator
Estimated bi-weekly
—
— / month · plus HST & licensing on the price
Estimates only. Actual rate, term and payment are on approved credit and depend on the vehicle, down payment and lender.
Pre-approval
Two minutes, no commitment
Send the basics and our finance desk will call you back with options. No credit check until you say go.
Financing questions
Can I get financed with bad credit or no credit?
Yes — we work with lenders across the credit spectrum, including new-to-Canada, self-employed, and rebuilding-credit buyers. Approval and rate depend on your situation.
How much do I need for a down payment?
It depends on the car and your credit. Some approvals need nothing down; a down payment or trade-in lowers your payment and can improve the rate.
Will applying hurt my credit score?
Sending us a pre-approval request doesn't. A lender's credit check only happens once you decide to move forward with an application.
Can I use my trade-in as the down payment?
Absolutely. We appraise your current car and apply its value — and any equity — straight to the deal.